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COMMONLY ASKED QUESTIONS

Buyer questions

What Do You Need from Me to Get Started?

  • Contact information
  • Marital status
  • Mortgage lender contact information
  • Insurance agent’s contact information

What should I bring to closing?

  • Government issued photo identification
  • Certified funds, if you need to bring more than $1,000 to close

Should My Spouse Come to Closing?

  • Your spouse will need to be present if they are a co-borrower, an owner or have a marital interest in the property
  • Your spouse is not required to be present for closing if you are paying cash
  • If you are purchasing an investment property, your spouse only needs to come if they are a co-borrower on the loan

SELLER QUESTIONS

What Do You Need from Me to Get Started?

  • Contact information
  • Marital status
  • Mortgage payoff information
  • Social Security Number
  • Homeowners’ Association contact information 

What should i bring to closing?

  • Government issued photo identification
  • Certified funds, if you need to bring more than $1,000 to close 

Does my spouse need to come to closing?

  • Your spouse will need to be present if they are on the deed for the property
  • If your spouse lives in the property but does not hold the title, they will still need to come to closing
  • If this is an investment property and your spouse does not hold title and does not live in the property, they are not required to attend the closing